Credit Repair Defaults If you have defaults on your credit record, it is possible to have some of them removed. Defaults are non-payments recorded on your credit files. When a person is in default, they are subjected to lawsuits, liens, judgments, and other complicated situations. If you are a student struggling to pay student loans, a renter struggling to meet monthly bills, or a homeowner battling to stay out of debt you might want to know what is available to you. If you have a college loan, which means you have a loan from the government you can ask for
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