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Establishing Credit, the Great Task "How do I establish credit, when I don't have a credit history"? This is probably the most commonly asked question by most consumers looking to open a credit account. Not having credit can be just as difficult as having bad credit unless you know how to go about proving yourself to a potential creditor. The crazy catch twenty-two: How can you get credit if nobody is willing to extend you credit because you don't have any credit history? A good place to start is by obtaining a letter of credit from a company that you have been dealing
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    You may not think a foreign interest rate could impact the interest you pay in the U.S., but it does. From adjustable-rate mortgages to private student loans, the London Interbank Offered Rate, or Libor, has a direct effect on the amount you pay.
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